Last Updated: February 2026
Best Debt Settlement Companies of 2026
Regain Control of Your Financial Future - We analyzed over 30 accredited debt relief providers
Reviewed by Mark Stevens, CPA
Financial Analyst with 15 years of experience
Our Top Pick for Finance
N
National Relief
Highest rated & most recommended option
#1 Top Rated
National Relief - Highest success rate for unsecured debts over $10,000.
Avg. Time24-48 Months
Min. Debt$10,000
- No upfront fees; pay only when debt is reduced
- A+ Rating with the BBB and IAPDA Accredited
- Typically saves clients 30% to 50% before fees
#2 Rated
Freedom Debt - Best for personalized service and transparency.
- Negotiates credit cards, medical bills, and personal loans
- Client dashboard to track settlement progress
- Minimum debt requirement: $7,500
Excellent
9.6
About Debt Settlement Companies
Finding the right solution can be overwhelming with so many options available. Our team of experts has evaluated each option based on pricing, features, customer reviews, and overall value to help you make an informed decision.
This guide compares the top 2 providers in finance, explaining key differences and which options might work best for your specific needs.
Quick Comparison
| Provider | Rating | Best For |
|---|---|---|
| National Relief | 9.9 | Best Overall |
| Freedom Debt | 9.6 | General use |
Compare Options, Choose What's Best for You
At Komparisons, we recognize the importance of thorough and accurate product reviews. Our team rigorously evaluates every option to ensure you have the unbiased information needed to make confident decisions.